As you approach retirement, the excitement of newfound freedom and opportunities lies ahead.

Retirement planning can often feel overwhelming, especially when considering how much money should be set aside for expenses during your golden years.

Preparing for retirement involves not only accumulating sufficient savings but also devising a strategy to ensure that your income lasts throughout your retirement years.

As you prepare for retirement, one of the most important decisions you will make is how to structure your investment portfolio.

Retirement savings are a cornerstone of financial planning, but market crashes can pose significant threats to your hard-earned nest egg.